WM Underwriters Agreements for WME payments.

1.1. The Issuer hereby guarantees a payment in the amount, indicated at the cheque, to any person, holding a cheque, payable to a bearer, in the electronic format ("ECB") and using it online for payments via WebMoney Transfer system, upon presenting it to the "Credit Organization "Network Clearing House" ("The Bank").

1.2. If the authorization is successful, the ECB is accepted by the Bank. The Issuer's warranties end starting from the moment when the appropriate amount is taken from the Issuer's account as per presented ECB.

2.1. The Issuer is herby obliged to split one ECB, presented for payment to smaller amounts, altogether aggregating an amount, equal to the initial ECB amount, for a fee and at any time and on conditions, stipulated by the given Agreement.

2.2. Every ECB is issued via and circulates within WebMoney Transfer system.

2.3. ECB for a certain amount is indicated at the E-Purse at the WebMoney Transfer system.

3.1. The Issuer is hereby obliged to exchange/split a ECB, presented for payment and containing an instruction to pay, to smaller amounts, altogether aggregating an amount, equal to the initial ECB value as per procedures stipulated by WebMoney Transfer system, immediately upon receiving such a request.

4.1. ECB Holder, at transferring part of the ECB's value to a third party, is hereby obliged to cover Issuer's expenses on ECB split. A fee, payable to the issuer equals 0.8% but not less than 0.01 Euro cents and not more than 50 EUR out of the total value.

5.1 Parties hereby acknowledge and accept documents and procedures of WebMoney Transfer system in the electronic format (namely Acts/Statements of Acceptance/Delivery, Purchase and Sale Agreements, Inventories, Logs and Balance Sheets) signed by the Analogues of the Handwritten Signature. Such documents have equal legal effect with respect to documents, signed physically in simple writing form. Holder is verified via his unique Identification Number, Key and User Password at WebMoney Transfer system.

6.1. When concluding the given Agreement, the Holder is obliged to indicate his true and valid details. The Issuer has a right to refuse to fulfill his obligations unilaterally if the abovementioned details turn out to be invalid or inaccurate and prevent from being identified correctly.

6.2. an ECB, located/stored at an E-Purse hereby belong to the Holder. Only the Holder is liable for legal and correct usage/spending o the ECB's value as per legislation in force of the country of Holder's registration/residence. The Holder personally bears criminal and civil liability for any unlawful actions, taken by him using the ECB itself of his E-Purse.

6.3. All operations as per given Agreement are performed online via WebMoney Transfer system and in accordance to its rules and procedures covering electronic documents and their fill. Thus, a Holder should bear in mind and formally accept:

• Rules and Terms of Use, regulating the usage of WebMoney Transfer system and material safety of the performed transactions as per the Agreement;
• Documents, messages, reports and statements transferred via WebMoney Transfer system, being valid and having equal legal effect to those, signed/transferred physically in writing (in public, in a documentary form, on the physical carrier), while actions/operations performed via WebMoney Transfer system at an E-Purse as actions taken bilaterally by the appropriate parties and being voidable only by a specially and internally agreed dispute solving procedure.